Litigated Debt Collections

Experience Creating Solutions Since 1964

Members of The American Collectors Association.

EEncore' Worldwide Financial, a division of America's Network, Inc., was formed in 1964, and has sales offices all over America. Within our network of collection associates nationally makes us the one source that can litigate worldwide.

With our staff of attorneys, paralegals and collectors, we have provided our clients with superior legal services.

Loan Recoveries, Credit Card Recoveries, Bankruptcy Motions, Foreclosures, Medical Bills, Insurance Subrogation, Child Support, Repossessions.

These are just a few of the many services we offer:

Commercial Litigation

The firm provides a full service commercial collection department to handle cases in courts throughout America by utilizing a network of attorneys and collection professionals. The commercial collection department utilizes attorneys and collectors. Attorneys monitor claims at the outset and keep abreast of the status throughout all phases of the collection process. In addition, attorneys maintain constant communication with clients. The collectors initiate contact with the debtor via personal visits or telephone conversations to establish payment terms. Collectors to locate important information utilize collateral services such as in-house skip tracers and a vast database of debtors. Fees are generally contingent, with the exception of hourly fees required in some matters. In addition, the department will handle the defense of counterclaims and appeals on an hourly fee basis. We offer a full complement of workout programs including the rehabilitation or liquidation of the debtor's assets, such as assignments for the benefit of creditors, receiverships, and other programs.

Retail Collection

The department consists of attorneys, collectors, collection administrators and an administration assistant. The attorneys manage all cases on pending court dockets, including the filing of discovery, trials and the use of post judgment remedies. Collectors make initial contact with debtors for demand of payment by way of telephone and personal conferences. If a payment arrangement cannot be achieved, the file is transferred to collection administrators for review to make recommendations to clients regarding the filing of suit. When suit is filed, the administrators monitor the collection efforts until the account is collected or deemed uncorrectable. The services of an in-house skip tracer are utilized to provide administrators with pertinent information regarding debtors. Administrative assistants support the attorneys and collectors. Fees are generally established on a contingent basis, but are adaptable to the needs of our clients.

Litigation

The firm provides complete civil litigation services on behalf of creditors in Circuit, District and Federal courts. Our Attorneys are experienced in all areas of general commercial litigation for secured and unsecured creditors, as well as special actions including suits, attachments, injunctions, mechanics liens and probate claims. Attorneys handle all phases of the litigation process, including investigation, discovery, trial, securing judgment and collection of judgment. Paralegals assist the attorneys in the collection and litigation procedures. Fees are established on a contingent fee or hourly basis, but are flexible to accommodate the needs and desires of clients.

Medical Collections

LLike the retail department, the attorneys handle all aspects of medical collections pending in Associate, Circuit and Federal courts. Our collection administrators are highly skilled and experienced in the handling of medical accounts. The medical section employs a director who is responsible for overall supervision of the collectors. We have developed a program to handle special needs, such as workers' compensation claims, special hospital lien claims and claims where the debtor has hired an attorney. In addition, we handle denied Medicare/Medicaid and commercial carrier insurance claims.

Foreclosure

Our foreclosure department handles conventional, FHA, VA, FHLMC, and FNMA foreclosures for the entire state of Missouri and the entire state of Kansas. In addition, the department conducts evictions and works closely with the bankruptcy department on foreclosure related bankruptcy issues. Several paralegals and administrative assistants support the department. The department also offers counseling on real estate issues and assists clients in loan workout situations.

Child Support

The child support department represents custodial parents who are not receiving their child support and/or maintenance. The child support attorney oversees and assesses each potential client's case and reviews the client's court order. A paralegal assists the attorney with the collection process. We enforce orders for child and spousal support by the use of legal procedures including wage assignments, garnishments, liens, and incarcerations. Over the years, the need for this department has increased since the courts have become cognizant of the custodial parents financial hardships. Claims are usually handled on a contingent fee basis.